The experienced credit team at Raqamyah rigorously assesses every application and only lists creditworthy, established businesses on the platform. Whilst we typically list established businesses, we may also list some early-stage businesses and financing to these may involve higher risks. You are financing to SMEs and need to be aware of the risk of default which could result in the loss of all or part of your finance. You may also experience delays in being repaid. As a financer, you should decide on your own risk parameters and diversify finances to limit risk. Find out more about our risk assessment
here. The risk band classification we provide on a business finance request is only a guideline and you will need to evaluate the creditworthiness of a Business. Any bid you place will be final and binding. If in doubt, you should seek independent financial advice before placing any bid.