Finance Directly To Creditworthy SMEs And Earn Attractive Returns


Monthly Income


Finance easily with automatic tools


Direct financing starting from SAR 1,000

We select quality SMEs for you.

We combine the best of technology and financial analysis to select the right SMEs. Only creditworthy applications are selected and proposed to financers.

Financing made simple



Create your account

Create an account and transfer money in, free of charge


Choose your finance requests

Choose projects you want to fund and diversify your portfolio


Receive your repayments and profits

Receive your repayments and profits monthly

Warning: The experienced credit team at Raqamyah rigorously assesses every application and only lists creditworthy, established businesses on the platform. Whilst we typically list established businesses, we may also list some early-stage businesses and financing to these may involve higher risks. You are financing to SMEs and need to be aware of the risk of default which could result in the loss of all or part of your finance. You may also experience delays in being repaid. As a financer, you should decide on your own risk parameters and diversify finances to limit risk. Find out more about our risk assessment here. The risk band classification we provide on a business finance request is only a guideline and you will need to evaluate the creditworthiness of a Business. Any bid you place will be final and binding. If in doubt, you should seek independent financial advice before placing any bid.