Aspired To Build A Better Financial World

Who We Are


Raqamyah is a Sharia-compliant crowdlending platform licensed by the Saudi Central Bank (SAMA) and subject to its supervision and regulation. As a fintech company, Raqamyah utilizes modern technology to connect small and medium-sized enterprises (SMEs) seeking financing directly with investors who want to fund the growth of these businesses in exchange for competitive profits.

Through direct financing of SMEs via the platform, investors can now earn attractive returns while simultaneously enabling these businesses to obtain fast and easy financing for growth, job creation, and driving the economy forward.

Our mission is to empower small businesses to thrive by simplifying and expediting their funding needs.

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SME's story in Saudi Arabia
  • SMEs are core to Saudi Arabia Vision 2030
  • 99.5% of businesses in KSA are SMEs
  • SME's contribution to the economy is 22%
    and aspired to grow to 35% of GDP by 2030
We create an effective link between investors and SMEs
  • With over 1.3 million small and medium-sized enterprises (SMEs), representing more than 5 million jobs, SMEs are the heart of the Saudi economy. Our mission is to support the growth of these businesses by efficiently connecting them with individual and institutional investors to meet their financing needs.
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We think transparency is the key to doing it right.
  • Transparency means both sides of the marketplace always have access to our selection criteria, our results, our financing processes. Transparency is what makes Raqamyah platform works in a fast, simple and responsible way.

Board of Directors


Raqamyah is proud of its board of directors, which is made up of individuals with extensive experience in banking, business, and technical innovation.

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Taha M. Azhari

Board Member

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Ziad Tunisi

Board Member

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Husam Al Hugail

Chairman

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Ammar Bakheet

Board Member - CEO

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Basmah Al Sinaidi

Board Member

Financial Reports


Year

Financial statement of 2024