Simple Process

From SAR 100K to SAR 2 Millon finance

Upto 36 months repayment

Get a decision in days

Shari'a Compliant

Finance for almost any purpose

Point of Sale (POS) finance from Raqamyah is a fast funding solution that meets your financing needs. The amount of finance depends on your POS sales.
With POS finance, repayment will be automatic by deducting a percentage from each swipe of the POS Machines.

When your sales are high you pay more and when your sales are low you pay less.

Popular reasons to borrow

  • Boost your cash flow
  • Refurbish premises
  • Buy new equipment
  • Pay your rent
  • Cover a one-off cost
  • Buy more inventory

Quick and easy steps to apply

  • 1.

    Check if you qualify

    See if you're eligible for a finance request with Raqamyah as follows:

    • You do not currently enjoy any credit facilities from any bank or finance company
    • Your sales by POS is at least 50% of your total sales for the past two years
  • 2.

    Apply online

    Tell us about you and your business with our simple form. You need to provide us with the following:

    • Bank statement for the last 12 months
    • Financial statements for the last two years (preferably audited)
    • VAT filings for the previous and the current fiscal year
    • A copy of your lease contract
  • 3.

    Decision in 3 business days

    We'll get back to you in 3 business days with an answer

  • 4.

    Financers start bidding

    Our financers start bidding to finance your request

  • 5.

    Your funds arrive

    Once your request is fully funded, you'll have the money in your account in days

Warning: Do not get a finance beyond your repayment capacity.
Interest Rate (%)
Loan Duration (months)
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